Treasury bonds have existed from the olden days and are considered to be the safest form of investment. The 10 year treasury bonds are targeted at the senior citizens or the persons nearing their retirement. After long years of service in the company, the employees will get retirement and at the time of retirement they will get the provident fund amount. These employees will be confused about their investments and prefer to invest the entire provident fund amount in the 10 year treasury bonds which are safe.

The character of these persons will be very conservative and will not take any risk with the amount they have earned all over the years. They will be with the motive of savings and not get attracted to other high risk investments like mutual funds and stock markets. The other option chosen by the retired persons is to buy a flat with the provident fund amount and live their lives peacefully here. The interest rate of the 10 year treasury bonds will be on the lower side compared to other investments but the return is assured to the investor. Youngsters also diversify their investments in various places including the bonds, stock market, mutual funds, fixed deposits and various other places.

Considering investments, property is the best know investment but property becomes a fixed asset and the investor must maintain the property by spending amount on documentation and property tax and water tax has to be paid regularly. Property value will get appreciated very quickly but it cannot be converted to liquid form quickly which is the major disadvantage with the properties.

Currently all sorts of property transactions occur through the brokers and they receive a percentage of the sales as their commission from both the buyer and the seller. These brokers will have all details about the various properties and houses that are readily available for sale in the local areas. People can buy flats and apartments from big enterprises without involving brokerage but the rates will be fixed according the square feet in these town ships and apartments. There are risks involved in all sorts of investments and the great risk with the investment in the 10 year treasury bonds is that the time value of money will make the investment to earn at a low rate. This concept makes the investment in the 10 year treasury bonds highly unattractive in most of the investor segments.